Shishu, Kishor and Tarun are the schemes bf:

Shishu, Kishor, and Tarun are the three loan categories under the Pradhan Mantri MUDRA Yojana (PMMY), which is managed by the Micro Units Development & Refinance Agency Ltd. (MUDRA) [1]. These categories signify the stage of growth and funding requirements of the beneficiary micro-units or entrepreneurs [1]. The 'Shishu' category covers loans up to ₹50,000 for startups; 'Kishor' covers loans above ₹50,000 and up to ₹5 lakh for established units seeking expansion; and 'Tarun' covers loans above ₹5 lakh and up to ₹10 lakh for larger credit needs [3]. MUDRA functions as a subsidiary of the Small Industries Development Bank of India (SIDBI) and operates primarily as a refinancing institution, providing liquidity to Regional Rural Banks (RRBs), commercial banks, and other financial intermediaries that lend to the non-corporate small business sector [1].

Sources

1. [1] Indian Economy, Nitin Singhania .(ed 2nd 2021-22) > Chapter 7: Money and Banking > MUDRA Bank > p. 183
2. [2] Indian Economy, Vivek Singh (7th ed. 2023-24) > Chapter 2: Money and Banking- Part I > 16. MUDRA Bank: > p. 84
3. [3] Indian Economy, Nitin Singhania .(ed 2nd 2021-22) > Chapter 12: Indian Industry > Recent Government Initiatives for Promotion of MSME Sector > p. 395